A Division of Flat Rate Processing (FRP)  ·  Est. 2004 · Atlanta, GA  ·  Agent Support: 470-672-7198
Home›How It Works

From Application
to First Check.

Most FlatRate ISO agents are closing their first account within 30 days of joining. Here's the exact path from application to a growing monthly residual income.

24hrApplication Response
3–5 DaysTo Certified
30 DaysTo First Close
Your Journey

Five Steps to Residual Income

1

Apply Online — Free, Fast, No Experience Required

Fill out our partner application form. Tell us your background, which verticals interest you, and whether you have an existing portfolio. We respond within one business day. There are no application fees, no background hurdles, and no experience requirements — we train everyone from scratch.

✓No fees to apply
✓Response within 24 hours
✓No prior payments experience needed
2

Get FRP Certified — 3 to 5 Days, Self-Paced

Once approved, you'll get access to FRP's certification curriculum. It covers everything: how interchange pricing works, how to read a merchant statement, how to present FRP's value proposition, vertical-specific sales tactics for Government, Auto, and Restaurant, and how to handle every objection. Most agents complete certification in 3–5 days.

Module 1
Payments 101 — Interchange, Assessments, and Markup
Module 2
Reading & Analyzing Any Merchant Statement
Module 3
Vertical Deep Dives: Gov, Auto & Restaurant
Module 4
Closing, Objection Handling & Follow-Up
3

Receive Your Full Agent Kit

After certification, you'll receive access to every tool in the FlatRate ISO arsenal: the statement analyzer, proposal generator, mobile app login, co-branded marketing materials, and your vertical-specific sales playbooks. You also get a dedicated onboarding call with an FRP agent specialist who walks you through your first target list.

What's in Your Kit
→Statement Analyzer access
→Proposal Generator login
→Agent Mobile App
→Co-branded marketing assets
→Vertical sales playbooks
→Government Portal credentials
4

Close Your First Accounts

Hit the field with confidence. Pull a statement, run the analysis, show the savings — and let the numbers do the talking. Submit new merchant applications directly through the portal. Our underwriting team turns most merchants around in 24–48 hours.

The Simple Close Framework
A
Ask for a recent processing statement. "We do free savings analyses — no commitment."
B
Run the analyzer. Show them their effective rate vs. FRP's pricing side-by-side.
C
Present the proposal. Show monthly savings in dollars — not percentages.
D
Submit the merchant through the portal. 24–48 hour underwriting turnaround.
$

Get Paid — Every Month, Forever

Residuals are paid monthly, deposited directly to your account. Transparent, itemized statements show every account, every dollar. Your portfolio compounds over time — every new merchant you add stacks on top of what you've already built. There are no clawbacks, and your book is yours for life.

30
Net Payout
$0
Clawbacks
100%
Transparent
∞
Duration
Ready to Start?

Your First Residual Check
is 30 Days Away

Every top earner in this program started with exactly the same application you're looking at right now.

Apply Today — Free →